Open Savings Account

Learn more about our savings plans and choose a savings path that’s right for you.

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Apply for Loan

Get Loans up to N500,000 to fund your business or to solve emergency needs.

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Save, Invest, Build and Grow!

Firmus Microfinance Bank is a leading Microfinance Bank in Nigeria providing micro-banking services to individuals and SMEs. We provide loans, investments and savings platforms to clients, that are simple to use and affordable.

Safe & Secure

Save with us without fear because our security is top-notch.

Online Banking

Bank without stress. We support online transactions.

Easy to access

Simply Signup to get started banking with us.

Affordable Rates

Our interest rates are reasonable when you borrow from us.

Our Services


Take a personal loan, sme loan, or house rent loan at affordable interest rates.

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Save for the future Choose any of our savings plans today.

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Loan Calculator

₦50,000 ₦500,000
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It’s never too early to plan your children’s future. Open a Firmus Pearl Savings Account designed to enable you save for your ward, as well as teach children the value of saving.

Download our mobile app to keep track of your money!


“I am satisfied with the services of Firmus for the fixed deposit. I am also happy with the offer I got on the interest rates. Overall a good experience and fast process.”

Idera Junaid, Ajah

“The response part is really good with Firmus. The Firmus account officers came and collected my documents on assigned date and time. The rate of interest is attractive. Overall the Firmus service is really good and I am satisfied with their service.”

Samuel Tosin, Ikeja

“It was a very fast process with Firmus for the personal loan. After my application, the process was completed quickly. It was very much convenient and I got the loan as to what I applied. The rate of interest and processing charges were very much minimal too.”

Uche John, Lekki

“It was a good experience with Firmus for the personal loan. I am happy with Firmus. The whole process went smooth with them. Interest rate is good and there was no challenges with the bank in taking the loan. They provided good customer service.”

Uthman Suleman, Orile

“Firmus has provided good rate of interest for my personal loan. Even documentation was very easy. Firmus sales executive directly visited and collected all my documents. Even the customer service was good, they responded at the right time.”

Joy Awuzie, Surulere

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